Money & FinanceadvancedConcept explainer

Black-Scholes Option Pricing

No-arbitrage pricing of options, the formula that built modern derivatives markets.

Definition

The no-arbitragearbitrageRiskless profit from price differences, whose pursuit eliminates those very differences. option-pricing model: continuously hedging a stock-plus-borrowing portfolio replicates the option, so its price follows from volatility, not expected returns.

Key equation

C = S·N(d₁) − K·e^{−rT}·N(d₂)

The intuition

The stock's expected return doesn't appear in the formula, the deepest result in finance: hedging removes direction risk, leaving only volatility to price. Traders quote implied volatility precisely because the formula inverts cleanly.

Exam tip

Know the drivers' signs: option value rises with volatility and time (for calls, with S and r; falls with K).

Want this one as a full interactive graph? Votes decide the build order, and an email means we can tell you when it ships.

Black-Scholes Option Pricing · economics explainer · Graphl